I am hopefully going to sell my scout and truck here soon, which should give me around $13,000 to spend. I am planning on purchasing a nice newer dirt bike which will cost me $4000 to $7000 depending on how new I go, then I plan on getting a little 4cyl 5spd ranger/s10/tacoma or something for around $3000. I just want to be able to haul two dirt bikes to races on the weekend and get decent milage out of it (I should be able to pull 23/29 in an S10). As of now, I don't have any real credit. I've had a checking account for 4-5 years and never overdrawn, plus a savings account up until about 2 years ago. The question: Should I finance either the bike or truck to start building credit for myself? What I don't spend on them is going into a savings account, so my bill paying would just involve taking the money from a savings account and sending it off. I won't need a job to pay the bill because I will already have more then enough money to cover the whole cost, although I am hoping to get one here soon.