anyone else going to follow this?

Discussion in 'Off-Topic' started by mistawiskas, Mar 26, 2012.

  1. mistawiskas kik n a and takin names

    Posts:
    27,197
    Trophy Points:
    78
    Location:
    Rogue Valley Oregon
  2. Miller Tweak Guru

    Posts:
    6,460
    Trophy Points:
    63
    Location:
    Mukwonago, WI
    We pay $10,000 a month for healthcare for 10 employees, for shitty coverage. it's outrageous and makes it had for a small business to make it. I hope they do something.
  3. MSP Haunting a dead forum...

    Posts:
    29,470
    Trophy Points:
    78
    Oh yeah, I'll be watching. Not sure what the answer is, but the bullshit that was passed a few years ago isn't it. Neither side of the aisle was satisfied with that mess.
  4. mistawiskas kik n a and takin names

    Posts:
    27,197
    Trophy Points:
    78
    Location:
    Rogue Valley Oregon
    The BS passed by Obama did/does nothing, repeat "nothing" to change what the problem actually is. There is not going to be anything resembling an effort so long as medical care is 18+% of the GDP. We'll see the same thing concerning alternative energies. so long as record profits are being made, nothing will change.
    case-in point:
    My wife had to have a colonoscopy right?
    *With the crappy insurance like Miller mentioned, our co-pay was to be 1200 dollars....that's after what insurance covered because the hospital charged insurance companies 3X the ammount the proceedure should cost.
    *Without any insurance our total out-of-pocket would be 800 dollars for the pricing to individuals without insurance.
    *in 2014, because our only insurance does not meet the minimum benefits under the so-called "affordable health care legislation" we still have to pay 2400/year for the shit coverage plus the 2500 dollar per year
    tax penalty per couple. That is the same penalty as if we had no insurance at all. What do you think we're going to do? We're going to totally drop the shit coverage. Our only option is to purchase a policy that's going to run 1200/mo for my wife and I because oif our health and age. We're fuct no matter which way we go. Through my eyes, this resembles extortion and/or coersion.
    *meanwhile, health insurance carriers are garanteed participation and the cycle repeats itself ad-infinitum.
    It's all just another part of the bail-out to another 'too-big-to-fail" industry imho. Speaking of which: (interesting read) http://www.ritholtz.com/blog/2012/03/open-ended-bailouts-are-continuing/
  5. Goofus Maximus Too old to be this dumb!

    Posts:
    6,475
    Trophy Points:
    63
    Location:
    St. Louis area, but in Illinois
    As long as we Americans want "no rationing" and "lower health cost", which are literally mutually exclusive, health care will remain expensive. No matter what. No matter who does what, or who doesn't do what.
  6. Miller Tweak Guru

    Posts:
    6,460
    Trophy Points:
    63
    Location:
    Mukwonago, WI
    Those are just a few problems with heathcare.

    1. Doctors that make 500,000 a year
    2. The ability to sue these doctors for malpractice and walk away with millions and millions.
    3. The insane amount of money these hospitals are spending to be built. For example, Oconomowoc WI. There's about 21,000 people in this town. Oconomowoc hospital has been there for years, well Arura decides to build a huge hospital right off the freeway, so what to Ocon. hospital do, they make huge additions and remodels to try and compete, spare no expense. So hundreds of millions get spent on hospitals in a town of 21,000 where not a dime had to be spent. Who pays for that, wll the insurance company's and in the end the employers who offer health insurance or the poor guy getting medical help. Oh yea, Oconomowoc also has a large urgent care center as well and the new arura hospital sits empty.
  7. Tacdriver Junior Member

    Posts:
    3,040
    Trophy Points:
    53
    I think a quick fix would be to fix the "Coding System." It's different for everyone and just creates more red tape. An x-ray for a possible broken arm would have the same code in Alaska as it does in Georgia and every Insurance company would use afore mentioned codes. One thing that does scare me about some of Obamacare is the panels that make decisions on whether or not a procedure is covered. They've been coined "Death Panels" but, there is some truth to them. The Government forcing you to purchase health coverage and then picking and choosing what they will cover is bullshit. Medi-Care and Medi-Cade are voluntary systems so if you're denied oh well. If you are forced to have that coverage and then denied meds or procedures that's wrong in a biblical proportion.
  8. mistawiskas kik n a and takin names

    Posts:
    27,197
    Trophy Points:
    78
    Location:
    Rogue Valley Oregon
    The alternative being my case. I have to die and/or live in chronic pain. With two of us on our plan, there's only enough (not even that) health care money for the wife to get medical/dental and vision care. I mean this is utter bullshit.
    I get to die decades early because the rich want to get richer. It's as simple as that. I have fought tooth and nail to pay down all my debts, even after this economy went to total shit and on nothing more than part time work. I'm about paid off on everything only to go into even more debt than before just to afford not even half assed health care. I hate to say it, but if my ticker goes bad, I may just have to hang all you taxpayers with the bill. [/rant]

    It doesn't sound like the courts are going to allow a 1-1 1/2 year delay as the administration/IRS would want them to. YAY!
    http://www.reuters.com/article/2012...326?feedType=RSS&feedName=domesticNews&rpc=76
  9. MSP Haunting a dead forum...

    Posts:
    29,470
    Trophy Points:
    78
  10. MaesterB King of the Wicker People

    Posts:
    4,032
    Trophy Points:
    53
    Location:
    Regina, Sask, why'd you ask?
    Move to canada. Brothels will be legal soon enough.
  11. Ranger Warrior

    Posts:
    1,070
    Trophy Points:
    51
    i think it all comes back to universities charging out the ass, so doctors have to make a ton just to 'break even' I hate to say it but socialized healthcare and government regulation of schools looks to be the answer, being that our capitalistic society is all about more more more money
  12. Tacdriver Junior Member

    Posts:
    3,040
    Trophy Points:
    53
    Not just the cost of education just to become an M.D. but the cost of insurance to cover yourself against B.S. lawsuits has got to be outlandish?
  13. Homeless_Drunk Junior Member

    Posts:
    54
    Trophy Points:
    13
    Location:
    Phoenix, AZ
    malpractice insurance isn't cheap by any means...

    and a lot of people don't think about the whole picture...

    rent, equipment (both permanent and supplies), STAFF SALARIES, insurance (medical, malpractice, etc), start-up loans (most i have seen are $1M+), other bills, IT (me) and so on...

    a lot of my customers are dentists...and let's use them as an example...

    one of them averages ~250k a month in gross income...now after paying the above mentioned...they don't make hardly anywhere near that...now that's not saying they don't make a comfortable living...but a vast majority of what is made goes right out the window...and they never see it...

    so it's a lot of things that make it expensive...not just the cost of education...
  14. mistawiskas kik n a and takin names

    Posts:
    27,197
    Trophy Points:
    78
    Location:
    Rogue Valley Oregon
    Most every industry/small business has even a smaller profit margin than that of the medical industry. Today, most are just breaking even to try to stay alive. It's a contest to see if we can stick it out until the economy improoves enough to even begin to realize .05% profits.

    The cost of overhead is secondary in the race to get as big a slice out of that insurance company dollar as humanly posible. Nothing addresses the core reasons for the mess. Namely, capitalism inspired/motivated healthcare industries. I've said it before, and will say it again: "there's nothing wrong with cutting a profit". Where it all goest to hell is when the greed is thrown into the mix.
    insurance: 56% increase in profits since 2008 http://articles.latimes.com/2010/feb/11/business/la-fi-health-profits12-2010feb12
    hospitals: http://www.benzinga.com/trading-ide...the-hospital-industry-with-the-highest-profit-
    pharmaceuticals: http://www.cmaj.ca/content/171/12/1451.full
    as a whole:
    http://www.businessinsider.com/statistics-about-the-health-care-industry-2011-2
    http://www.plunkettresearch.com/hea...esearch/industry-and-business-data/statistics

    This has become a "too-big-to-fail" industry.
    The USA has transitioned fully from "we the people" to "them, the too-big-to-fails" while everyone was not looking because of trivial pursuits.
  15. Homeless_Drunk Junior Member

    Posts:
    54
    Trophy Points:
    13
    Location:
    Phoenix, AZ
    While I agree, that greed is a large part of it...there are a lot of people practicing medicine that do it for all the right reasons and will agree 150% with you on what's going on in their own industry. There are doctors that are complete pieces of shit and use the system, I've worked for them...and it's pretty funny because they're the ones always trying to save a penny here and there when it comes to paying me...

    But yeah...there's a large group of ass-clowns who have gone and fucked it up for everyone else...it's too bad it's always the honest people who get the shaft when it comes to anything like this.
  16. mistawiskas kik n a and takin names

    Posts:
    27,197
    Trophy Points:
    78
    Location:
    Rogue Valley Oregon
    I totally agree.
    Stll though, it's the top dawgs that really make the costs unmanageble and profit the most. http://www.vanityfair.com/politics/features/2009/09/health-care200909

    Do we recieve better care? hell no:
  17. mistawiskas kik n a and takin names

    Posts:
    27,197
    Trophy Points:
    78
    Location:
    Rogue Valley Oregon